Voluntary Benefits That Work for Everyone

Accident Insurance
Covers unexpected costs from injuries such as fractures, sprains, or emergency room visits — paying cash directly to the insured to help offset medical bills and everyday expenses.

Cancer Insurance
Provides financial support during cancer diagnosis and treatment, helping with costs like chemotherapy, radiation, travel, and lost income.

Critical Illness Insurance
Offers a lump-sum payment upon diagnosis of a serious condition such as heart attack, stroke, or organ failure — allowing employees to focus on recovery, not finances.

Short-Term Disability Insurance
Replaces a portion of income when an employee can’t work due to temporary illness, injury, or maternity leave — helping protect their paycheck during recovery.

Long-Term Disability Insurance
Provides income protection for extended illnesses or injuries, ensuring financial stability when employees can’t return to work for longer periods.

Hospital Indemnity Insurance
Pays cash benefits for hospital stays, surgeries, or outpatient services — helping manage high deductibles and other out-of-pocket expenses.

Dental Insurance
Covers preventive care and common procedures like cleanings, fillings, and crowns — encouraging oral health and reducing major dental expenses.

Vision Insurance
Helps cover eye exams, glasses, contacts, and other vision needs — making it easier and more affordable to maintain healthy eyesight.