Why Use an ICHRA?

An Individual Coverage Health Reimbursement Arrangement (ICHRA) gives employers a flexible, cost-controlled way to offer health benefits by reimbursing employees for individual health insurance premiums and qualified medical expenses — tax-free.

Companies Choose ICHRAs Because They:

• Control Costs: Set a fixed monthly reimbursement amount that fits your budget.

• Offer Flexibility: Employees select the plan that works best for their personal needs.

• Reduce Administrative Burden: No need to manage a group health insurance plan.

• Support Recruitment & Retention: Provide competitive benefits that appeal to diverse employee needs across locations.

• Stay Compliant: Meets ACA employer mandate requirements when structured correctly.

Ideal For: Employers who want to provide quality health benefits without the complexity or unpredictability of traditional group plans.